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High per gram rate

No credit score required

Low Interest Rate
Starting at 0.89% per month
Loan Amount
₹3,000 to
₹10,00,000+
Tenure
3 to 12
months
Processing Time
As low as
30 minutes
Charges
No prepayment
charges

How It Works

Simple. Fast. Transparent.

Fill the form

To check your eligibility

Get a callback

Choose pickup or branch visit

Submit gold

Get it evaluated instantly

Loan is disbursed

Directly to your bank account

Why Freo Gold Loan?
Get the money you need, when you need it the most
Instant Disbursal
Money in your account within hours
100% Safe & Insured
Gold Storage
Secured  in safe vaults
High Loan Value
per gramTenure
Best-in-market rates
Flexible Repayment
Tenure
From 3 months to 1 year
Apply from Home
Doorstep service in select cities
No Income Proof
Required
100% paperless

Gold Accepted

Gold jewellery (with or without stones)

No coins/bars accepted at this time

Sona Hai Sabhi Ke Liye

Housewives
Challenges
No formal income proof
Can’t get approved for credit cards or loans
Struggling to manage household emergencies
Limited financial independence
Why Freo Gold Loan Works
No income documents required
Instant cash using owned gold
Full control over repayment
Low Credit Score Borrowers
Challenges
Rejected by most banks/NBFCs
High-interest personal loan offers
No way to build/rebuild credit
Why Freo Gold Loan Works
No CIBIL check required
Competitive interest rates
Doesn’t impact your credit score
Self-Employed Individuals
Challenges
Irregular income
Rejected for lack of salary slips
Need working capital in short notice
Why Freo Gold Loan Works
Flexible repayment options
Fast processing without income proof
Instant liquidity for business
Salaried Employees
Challenges
Salary delay or cash crunch mid-month
Credit card bills piling up
Need funds for emergencies
Why Freo Gold Loan Works
Instant funds to cover emergencies
No questions asked about usage
No need to borrow from friends/family
Retired Individuals
Challenges
Fixed pension or limited savings
Medical and emergency needs
No loan eligibility due to age
Why Freo Gold Loan Works
Use gold for cash, without hassle
No age bar for applying
Great for medical needs or family support
Parents Planning Higher Education
Challenges
Sudden education-related expenses (admissions, hostel, travel)
Delay in scholarship/disbursement of loans
Not eligible for education loans due to credit/income issues
Pressure to arrange funds quickly for fees or courses
Why Freo Gold Loan Works
Quick access to funds for college admissions
No credit history or income proof needed
Use your gold to secure your child’s future

Worried About Gold Safety?

Your gold is kept in high-security, fully insured vaults with our verified partnersWe track your gold till it's back in your hands, safe and sound

Flexible Repayment Options

Pay monthly, quarterly, or at the end of your tenure
We’ll remind you, not pressure you.

Trusted Lending Partners